#MotorcycleInsurance
Top 10 Ways to Save on Motorcycle Insurance
Gas prices are soaring. Rent and home prices are through the roof. Doctor bills are enough to give you a heart attack. There’s no doubt, the cost of living is going up. Belt-tightening is a must for all of us, so if you can save money on motorcycle insurance, you should.
Understanding Comprehensive Collision Coverage
In most cases, comprehensive coverage has deductibles from $0 to $1000. As you would expect, premiums go up when you choose a lower deductible. But there’s a limit in change, so ask the difference in price. A great example of this is a dual-sport bike. It’s usually just a few dollars of difference between a $500 and $250 deductible for a guy over 25 years of age. So, in this case, pick the low deductible.
How Property Damage Coverage Works
After looking at the Bodily Injury component of Liability Coverage in a previous post, we promised to explore Property (or Physical) Damage coverage. Here goes.
Casualty Liability Coverage Explained
Simply put, liability coverage is for the benefit of others. No matter if you’re riding a sportbike, vintage motorcycle, constructed motorcycle (assembled by hand), dual-sport or full dresser, if you are the at-fault party, liability insurance covers everyone involved except you!
How To Shop For Motorcycle Insurance
Properly insuring your motorcycle should mean more than meeting the absolute minimum legal requirements. There are many things to consider when shopping around. Rates can vary, and different insurance companies may offer superior service, coverage, discounts, or simply a lower premium.